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Travel Insurance For Those With Pre-Existing Conditions

Travel insurance for people with pre-existing medical conditions works exactly the same way as insurance for typical travellers and is designed to cover you for the unforeseen such as cancellation or lost luggage.
The only exception is that it also covers the cost of care for any medical condition you may have had in the past or you suffer from currently. 

This is not included in typical travel insurance as standard, meaning that specialist cover is vital for holidaymakers with a history of illness, and you'll usually pay more, as insurers consider you to be more of a risk than those with a clean bill of health.
Before you buy pre-existing medical conditions travel insurance, here are 10 things you need to know.

  1. Insurance is about covering unpredictable events

"Why should I get travel insurance, I might not even use it?" you may ask. But the whole 
point of travel insurance is to cover you for the unforeseen – ie, unpredictable events that may (or may not) occur either before or during your holiday.
You need to accept that, and as it's impossible to predict the future, all you can do is to give it your Most Unexceptional shot. To sum up...
Insurance is about making unpredictable events predictable in case the unpredictable happens.

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